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Policy

Terms of Use & Sale

Last updated: October 26, 2026

Digital products

Luxe by JL digital products are provided for the purchaser's personal use. Unless expressly stated otherwise, purchase does not grant permission to resell, redistribute, upload, share, reproduce for commercial use, or claim the content as your own.

Educational purpose

Workbooks, planners, calculators, and guides are educational and organizational resources. They are not a substitute for therapy, medical care, legal advice, tax advice, financial advice, individualized credit repair services, or other licensed professional services.

No guaranteed outcome

Results depend on individual circumstances, decisions, participation, and outside factors. Luxe by JL does not guarantee emotional, relationship, credit, financial, business, or other outcomes from using any product or content.

Purchases and delivery

Digital purchases are fulfilled electronically through Wix. Customers are responsible for entering a working email address and maintaining access to devices or software needed to open the purchased files.

Intellectual property

Luxe by JL branding, original copy, digital-product content, and original designs are protected by applicable intellectual-property laws. All rights not expressly granted are reserved.

Website content

Website content may change, expand, or be removed without notice. Product availability and pricing may also change.

Limitation

To the extent permitted by law, use of the website and educational products is at the user's discretion and risk. Nothing in these terms limits rights that cannot legally be limited.